Back when you signed the dotted line and took out your student loans, how well did you understand the terms? Maybe things were a little fuzzy, but you knew you needed them to pay for college. Student loan interest is one of the more complicated aspects of student loans. How interest rates are set, how interest […]
HERE’S EXACTLY HOW STUDENT LOAN INTEREST WORKS Read More »
In 2015, FAFSA (Free Application for Federal Student Aid) switched from using a four-digit PIN to a more secure Federal Student Loan (FSA) ID. If you haven’t already, you’d be well advised to create your FSA ID for immediate access to Federal Student Aid’s online systems. It also serves as a legal, electronic signature for your aid
CREATE YOUR FEDERAL STUDENT AID ID Read More »
It can be quite difficult for students to put themselves through college because of the costly tuition fees. Most students will take out private or public loans to help pay for their studies. However, the drawback to these loans is that it can often take many years to repay the debt. On top of that,
5 TIPS TO PAY OFF YOUR STUDENT LOANS IN RECORD TIME Read More »
Student loan borrowers affected by the changes proposed for 2015 should still be research repayment options and choose the plan that best fits their budget. President Barack Obama announced some big news this week that stands to help many student loan borrowers. Most people met the president’s proposed changes with excitement, even though it seemed
4 MUST KNOW FACTS ABOUT OBAMA’S NEW STUDENT LOAN PLAN Read More »
There are few of us out there who would attempt to build a house without following a blueprint. And for good reason: one poorly placed beam and your home could come crashing down. Yet when it comes to our finances, so many of us choose to forgo that all-important money blueprint: a budget. A 2013 Gallup
YOUR 4-WEEK GUIDE TO SETTING (AND STICKING TO) A REALISTIC BUDGET Read More »
Originally posted by Vickie An at LearnVe$t There are few numbers that can make you feel prouder about your money-management skills than a strong credit score. And for good reason: Lenders use credit scores to determine everything from the interest rate on your mortgage to whether you qualify for the juiciest credit card rewards. So if
WHY HAVING A HIGH CREDIT SCORE DOESN’T ALWAYS MEAN YOU’RE FINANCIALLY HEALTHY Read More »
Whether from some unexpected, big-ticket costs or just a steady lifestyle creep, it’s easy to turn to a credit card (or two, or three) to bail you out in your time of financial need. But while this seems like a quick and painless fix at the moment, paying off those balances may not be so
WHICH CREDIT CARD SHOULD YOU PAY OFF FIRST? Read More »
A lot of traditional budgeting advice tends to focus on eliminating the little luxuries in life that can add up over time, like that morning latte or weekly happy hour. It’s true that you can save more by cutting out these types of costs, but there’s another factor you have to keep in mind: your
WHERE YOU SHOULD REALLY CUT BACK ON YOUR BUDGET Read More »
If you’re a parent, you very likely want to give the world to your children. If money really did grow on trees, you’d be out there in your backyard on a daily basis, ensuring your child could experience all the things that life affords—a fully-funded college education included. However, the reality is that we have
SAVING FOR COLLEGE VS. RETIREMENT Read More »
Scroll through any parenting site and you’re bound to find lessons on teaching your kids about the A-B-C-s, 1-2-3-s, or maybe even the birds and the bees. But money? Not so much — even though it’s just as important to their well-being. Teaching kids about money not only enhances their financial savvy, it also imparts
MISTAKES TO AVOID WHEN TEACHING YOUR KIDS ABOUT MONEY Read More »
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