Category: Articles

WHAT OR WHO IS EXPERIAN?

Interesting Experian History Most consumers are familiar with Experian. But there are a few interesting tidbits that most people don’t know about the company.  Here are a few interesting facts about Experian. The Experian Group employs approximately 15,000 people in 40 countries, supporting clients in more than 65 countries around the world. Total Group revenue […]

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WHAT OR WHO IS EQUIFAX?

Interesting Equifax History Equifax is the oldest and largest credit bureau in existence today. They were originally founded in 1898, 70 years before the creation of Trans Union. Two brothers, Cator and Guy Woolford, created the company. Cator actually got the idea from his grocery business, where they collected customers’ names and evidence of credit […]

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HOW DID THAT GET ON MY CREDIT REPORT?

HOW DID THAT GET ON MY CREDIT REPORT? First, there are three basic categories of information included on a credit report. These are: Basic Personal Information: This is pretty self-explanatory. Included on your credit report is your full name, date of birth, current address, social security number, and employment information. Collection and Accounts: This is the information […]

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HOW BIG DEBTS AND BAD CREDIT IMPACT YOUR PHYSICAL AND EMOTIONAL HEALTH

HOW BIG DEBTS AND BAD CREDIT IMPACT YOUR PHYSICAL AND EMOTIONAL HEALTH If you are struggling with big debt, you most likely are focusing on the financial consequences of your predicament. According to Credit Sesame’s 2016 proprietary data, those who have lower credit scores and more debt are less likely to log in to their accounts than […]

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ANNUAL CREDIT REPORT: SMALL CHANGES MAKE BIG IMPROVEMENTS IN YOUR CREDIT

ANNUAL CREDIT REPORT: SMALL CHANGES MAKE BIG IMPROVEMENTS IN YOUR CREDIT Your credit report paints a picture of your financial history by detailing your experience with credit cards, loans, and other financial vehicles. Your credit score is a number that comes from the information in your credit report. Three different credit scores are available through […]

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