Excessive debt is the biggest worry of most people. Financial issues are one of the leading contributors to divorce and suicide. We are provided with many opportunities to increase our debt, but getting out of debt can be especially challenging. Think about all the credit card offers and financing opportunities you’re faced with every day […]
October 9, 2020
A “debt collector” call can arrive at any time for just about anyone. Even if you’ve never missed a payment on a bill. There’s only one way to protect yourself: Know what questions to ask. Debt collector telemarketing scams are incredibly persistent because they work. “Debt collectors” can sound scary, and when they catch consumers at
Debt settlement programs typically are offered by for-profit companies and involve them negotiating with your creditors to allow you to pay a “settlement” to resolve your debt — a lump sum that is less than the full amount that you owe. To make that lump sum payment, the program asks that you set aside a
Interest can really wreak havoc on your financial position! It’s so easy to end up in constant debt because of interest applied by your financial institutions and other organizations. Fortunately for you, it’s fairly easy to avoid interest in most cases, as it essentially relies on your financial decisions and how quickly you make them.
Credilife® works to empower consumers to take back their buying power. When it comes to active revolving debt obligations we can help you to put a plan in place that will positively impact your personal credit profile while at the same making the best choices when it comes to addressing excessive debt obligations. In addition, if
As if dealing with student loans wasn’t tough enough, now getting them forgiven is a hassle. A new report found that borrowers trying to qualify for forgiveness have had to put up with a plethora of loan servicer errors, confusing rules, and poor communication. The Consumer Financial Protection Bureau (CFPB), a federal watchdog group, reported that consumer student loan
Student loan debt has soared to $1 Trillion in the United States. With the cost of higher education rising every year, student loans are the only way many students can afford college. If you are one of the nearly 40 million people with student loans & need help, seek out the federal debt relief programs.
Brought to you by First Republic Bank With the price tag on higher education growing steeper every year, it’s become routine for most graduates to head into the real world not only with a degree but also with about five figures of debt. In fact, the Wall Street Journal reported stats from student loan Pro-Mark
PRIVATE VS. FEDERAL STUDENT LOA For most families, student loans are a big part of financing a college education. While student loans are quite easy to get, they aren’t as easy to understand. There are so many payment plans, variable interest rates, consolidation, and other options that muddy the waters. One common source of confusion
The college years can be among the most fun years of your life, even with all that hard work and studying, the all-nighters, and the exam anxiety. But if you’ve taken out student loans to help you get through the college years financially—and many students have—your future financial burden may be weighing heavily on you