October 9, 2020

We’re usually led to believe that debt is bad. Carrying a large load of credit card debt is something that just didn’t happen a few generations ago. Older individuals might say something like, “If you can’t afford it, don’t buy it.” That’s usually good advice. It isn’t a good idea to carry a lot of […]

Of the many lessons we want to teach our kids, money is at the top of the list. It’s an easy one to forget, so consider Financial Literacy Month your yearly calendar reminder to make money lessons fun for both you and your little ones. 1. Earning: Offer Money for Above-and-Beyond Jobs Many experts agree that paying

Money-minded moms and dads take heart: An H&R Block study revealed that 75% of teens rely on you as their primary source of financial information. That’s promising news—especially given that money management isn’t part of the standard curriculum in most schools. But the reality is that many parents are squandering the opportunity: Research by TD Ameritrade indicates that parents may not

by Brian Del Terzo for Credilife™ In this article, you will be introduced to the essence of the purpose of a budget. By becoming conscientious of what you have available to spend each month, or each pay period, you are much less likely to jeopardize your ability to pay for your fixed costs and living necessities. That

Personal finance still isn’t required in high school or college. This results in many young adults not having a good foundational knowledge of how to manage their personal finances. Fortunately, this subject isn’t complicated. A willingness to learn and do a little reading is all that’s required. With a small investment of time and energy,

Many of us are good at ignoring the negative trends in our lives. Maybe we refuse to acknowledge a growing waistline or a relationship that’s slowly deteriorating. Many people also ignore the signs of impending financial disaster. Most personal financial meltdowns happen over time. They’re rarely the result of a one-time event. The warning signs are

In this era of DIY, we’ve grown accustomed to doing professional-level work on our own, whether it’s concocting “Top Chef”–worthy weeknight meals, renovating our homes, or crafting up a storm. After all, can’t you learn most things nowadays by pulling up a YouTube tutorial? But not everything can be properly captured in a five-minute video—especially

Losing control is an awful feeling. Have you ever felt that way about your spending habits? At first, you had them under control. But, little by little, that control may have seemed to go by the wayside. The good news is that with some slight adjustments to your life, you can turn your finances back

$5 here, $10 over there, and a fistful of change slapped into the palm of a department store employee. Before you know it, all of that hard-earned cash has disappeared, and your wallet is a mess of receipts and lint. Wouldn’t it be nice to keep track of your finances in order to create a

Is your income too low to use any of the typical money-saving strategies? Here are 10 ideas that take cost-cutting to a whole new level. By Maryalene LaPonsie on March 2, 2016 / Photo (cc) by stevendepolo Are you squeaking by on minimum wage? If so, it might seem like there is little hope for you to get money into savings. After all,