SEVEN QUESTIONS THAT WILL HELP YOU SNIFF OUT A DEBT COLLECTOR SCAM A “debt collector” call can arrive at any time for just about anyone. Even if you’ve never missed a payment on a bill. There’s only one way to protect yourself: Know what questions to ask. Debt collector telemarketing scams are incredibly persistent because they […]
OTHER DEBT SETTLEMENT PROGRAMS Debt settlement programs typically are offered by for-profit companies, and involve them negotiating with your creditors to allow you to pay a “settlement” to resolve your debt — a lump sum that is less than the full amount that you owe. To make that lump sum payment, the program asks that […]
EASY WAYS TO AVOID INTEREST AND PREVENT ENDLESS DEBT Interest can really wreak havoc on your financial position! It’s so easy to end up in constant debt because of interest applied by your financial institutions and other organizations. Fortunately for you, it’s fairly easy to avoid interest in most cases, as it essentially relies on […]
CREDILIFE DEBT MANAGEMENT Credilife® works to empower consumers to take back their buying power. When it comes to active revolving debt obligations we can help you to put a plan in place that will positively impact your personal credit profile while at the same making the best choices when it comes to addressing excessive debt obligations. […]
Portrait of pretty student looking at camera while working in college library YOU WANT STUDENT LOAN FORGIVENESS? DO THIS ASAP! As if dealing with student loans wasn’t tough enough, now getting them forgiven is a hassle. A new report found that borrowers trying to qualify for forgiveness have had to put up with a plethora of loan […]
THE STUDENT LOAN ZONE Student loan debt has soared to $1 Trillion in the United States. With the cost of higher education rising every year, student loans are the only way many students can afford college. If you are one of the nearly 40 million people with student loans & need help, seek out the […]
PRIVATE VS. FEDERAL STUDENT LOANS For most families, student loans are a big part of financing a college education. While student loans are quite easy to get, they aren’t as easy to understand. There are so many payment plans, variable interest rates, consolidation, and other options that muddy the waters. One common source of confusion […]
HOW TO GET STUDENT LOANS FORGIVEN The college years can be among the most fun years of your life, even with all that hard work and studying, the all-nighters and the exam anxiety. But if you’ve taken out student loans to help you get through the college years financially—and many students have—your future financial burden […]
CREATE YOUR FEDERAL STUDENT AID ID In 2015, FAFSA (Free Application for Federal Student Aid) switched from using a four-digit PIN to a more secure Federal Student Loan (FSA) ID. If you haven’t already, you’d be well advised to create your FSA ID for imediate access to Federal Student Aid’s online systems. It also serves as a […]
5 TIPS TO PAY OFF YOUR STUDENT LOANS IN RECORD TIME It can be quite difficult for students to put themselves through college because of the costly tuition fees. Most students will take out private or public loans to help pay for their studies. However, the drawback to these loans is that it can often […]